Refinance.

How do you know it’s the right time for you to refinance? Efinity Home Loans has the necessary expertise and resources to help! A good place to start is the mortgage calculators section of our website. There you can compare your loan to current loan options and interest rates, and decide if refinancing is the smart move.

Let us help you save.

Once you’re ready to refinance, we can connect you with lenders providing a wide range of home loans including cash-out refinancing. Our lenders compete for your loan by offering mortgage loans that can save you money.

SECOND MORTGAGE

Second mortgages can be a useful tool for a client interest in a home equity second lien or a home purchase transaction. Not all mortgage lenders can offer second liens in Texas however Efinity Mortgage is equipped to offer Second liens for many reasons including those listed below.

SECOND MORTGAGE

HOME EQUITY LOAN

Use the equity you've built up in your home to obtain the money you need. Finance major expenses, necessary repairs, or home improvements at a low interest rate.

HOME EQUITY LOAN

REVERSE MORTGAGES

Reverse Mortgages are a popular choice for homeowners who’ve built equity in their respective home. Reverse Mortgages are designed as a form of financial relief for homeowners 62 and older. It allows seniors to stay in their home, eliminate their current mortgage payment, and access their equity – tax-free! ​

REVERSE MORTGAGES

CASH OUT REFINANCE

A Cash-Out Refinance of an existing mortgage can provide the money you need at an attractive interest rate and payment. Boost your home’s value. Transform home equity into cash. Avoid high-interest debt.

CASH OUT REFINANCE