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Buy with Confidence.

Efinity Home Loans understands that buying a home may be one of the biggest investments you may ever make. In addition to finding the right home, at the right price, you also need to find the right financing that fits your needs and your plans, not what’s predetermined by some product.

We're here to help.

Whether you are a first-time homebuyer or a seasoned investor, finding the right loan can be a difficult process. Where should you start? In most circumstances, speaking with an experienced Efinity Mortgage Licensed Financial Professional is the best approach. If you don’t know of one, allow us to introduce you to some of our finest professionals.

VA LOANS

VA LOANS

Competitive interest rates. Favorable loan terms. No required down payment. VA loan programs help eligible veterans and active duty service members become homeowners and provide refinance options to those with existing mortgages.

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FIXED RATE LOANS

FIXED RATE LOANS

The most common type of mortgage program in the US is the Fixed Rate. Here your monthly payments which are based on the amount, the interest rate and principal never change. Property taxes and homeowners insurance are not included in the Loan and as such may increase.

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ADJUSTABLE RATE LOANS

ADJUSTABLE RATE LOANS

Adjustable Rate Mortgages (ARMs) have a distinct advantage of beginning with a lower interest rate than that of a fixed rate mortgage, typically, 1-2 percent below a comparable fixed rate mortgage.

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JUMBO + SUPER JUMBO LOANS

JUMBO + SUPER JUMBO LOANS

Highly competitive interest rates. Flexible terms. Tailored options. Loan amounts up to $25 million or more. Jumbo loans can be the right fit when purchasing a luxury home or a high-priced investment property.

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FHA LOANS

FHA LOANS

Low down-payment options. Flexible qualifications guidelines. Low interest rates. Attractive refinance options with high loan amounts. FHA loans bring homeownership within reach.

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