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    Have Mortgage Rates Gone as Low as They Will Go?
    Efinity Home Loans
    • May 18, 2020

    Have Mortgage Rates Gone as Low as They Will Go?

    Average mortgage rates hit a new all-time low last Friday. Remember, that doesn't mean they will be the same for everyone. But, overall...
    A Fast Track to a Better Mortgage for Military Members: The VA IRRL
    Efinity Home Loans
    • Apr 23, 2020

    A Fast Track to a Better Mortgage for Military Members: The VA IRRL

    A VA streamline refinance, also known as an IRRL (pronounced Earl) is a simplified loan with relaxed qualifications for service members and
    Keys to Texas Cash Out Refinance
    Efinity Home Loans
    • Apr 21, 2020

    Keys to Texas Cash Out Refinance

    Cash out loans can offer numerous benefits such as lowering your mortgage rate, obtaining extra funds for anything from a new car to college
    Refinance During the Corona-crisis?
    Efinity Home Loans
    • Apr 14, 2020

    Refinance During the Corona-crisis?

    As we all know, the economic climate has taken a battering over the last month. Leaving many Americans looking for ways to save on their...
    Refinance for the Relief You Need
    Efinity Home Loans
    • Apr 6, 2020

    Refinance for the Relief You Need

    Today many people are looking for ways to get cash out of their existing assets. Mortgage refinancing can provide a number of benefits...
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    www.efinityhomeloans.com  | phone 888.638.5030  |  fax 817.581.8898

    Efinity Home Loans is an Equal Housing Lender.  Efinity Financial Inc. All rights reserved.

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    Texas Consumers Complaint and Recovery Fund Notice

    Figure: 7TAC §81.200(c)

     

    "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

     

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